15. Money and Materialism
    Perhaps no area in our life in the Truth is more
    sensitive than our attitude toward money, and what it can buy, in our
    materialistic society. Here certainly is one of those areas where it is very
    wrong for any believer to judge the motives or conduct of his fellows. But, at
    the same time, here especially is an area of life where each believer must
    examine his or her own attitudes and actions. It is in this spirit, and with a
    desire only to help and not to legislate or coerce, that the following is
    offered.
    
    While caring for oneself and one’s family
    is an obligation of the Truth (1 Tim. 5:8; 2 Thes. 3:8-12), there is also a need
    not to over-emphasize the importance of money and possessions. The “now
    syndrome”, so much a part of modern expectations and demands, is in
    conflict with the call of discipleship (2 Tim. 2:3,4; Matt. 6:24-34; Prov.
    30:7-9). “A man’s life does not consist in the abundance of his
    possessions” (Luke 12:15). The headlong pursuit after cars, well-furnished
    houses, and an array of sports equipment and amusement devices does not, in
    itself, guarantee happiness. “If only I had...such-and-such, and
    so-and-so...things would be so much better” is a view of the world which
    underlies the appeal of lotteries, TV give-away programs and advertisements. It
    is a mistake to think that the more one has, the better things will be. What is
    required is a determination to live within one’s income and to have the
    right perspective on this world’s goods. No less a prophet than Elisha was
    furnished with only a bed, lamp, table, and chair!
    
    “Buy now, pay later” may be the
    attitude of the world whose citizenship is very much a part of this system of
    things, but the attitude of those whose citizenship is in heaven is very
    different:
    
    “Godliness with contentment is great
        gain. For we brought nothing into this world, and it is certain we can carry
        nothing out. And having food and raiment let us be therewith content. But they
        that will be rich fall into temptation and a snare, and into many foolish and
        hurtful lusts, which drown men in destruction and perdition. For the love of
        money is the root of all evil: which while some have coveted after, they have
        erred from the faith, and pierced themselves through with many sorrows” (1
        Tim. 6:6-10).
    
    Tithing
    
    There are numerous religious communities whose
    members “tithe”, that is, devote 10% of their income to the service
    of their church. The question inevitably arises: Should we be doing the same?
    Are we doing as much? And, would we not be in a much stronger position in our
    witness to our faith if we did tithe? (As a matter of fact, some in our own
    community do tithe.)
    
    The English words “tithe” or
    “tithes” occur only eight times in the New Testament, and not at all
    in a context which suggests that tithing was an obligation upon New Testament
    believers. To sum up the New Testament usage: The orthodox Jews paid tithes of
    trivial things while neglecting weightier matters, and were condemned by Jesus
    for doing so (Matt. 23:23; Luke 11:42). The Pharisee of Jesus’ parable
    boasted of his tithing without receiving any blessing from the Lord for doing so
    (Luke 18:12). Abraham acknowledged his subordination to Melchizedek by giving
    him 10% of his spoils (Heb. 7:6,8,9).
    
    There is in fact no New Testament doctrine that
    speaks of the obligation of Christians to tithe their incomes, in the
    Lord’s service.
    
    In the apostolic period, there were certainly men
    who could well have used all their time in the service of the gospel, and there
    may have been some who actually did so. The Lord Jesus has certainly established
    the right that “they that preach the gospel shall live of the
    gospel” (1 Cor. 9:14). But Paul used this privilege very little because he
    desired to avoid any indebtedness to men who might misuse their patronage. The
    funds for such maintenance as was accepted, as well as for the relief of the
    poor, plainly came from voluntary contributions the extent of which was not
    imposed from outside. If from time to time it was very generous, it could also
    be very tight-fisted; its amount rested entirely with the giver (Acts 2:44,45;
    4:32-37; 5:1-11; 11:27-30; 1 Cor. 16:1-4; 2 Cor. 9:1-15).
    
    No one has the right to demand that all members
    of the ecclesia should tithe; but, equally, no one has the right to criticize
    the decision of individuals to do so if they choose. Our basic principle should
    be that, though such-and-such is no longer demanded by law, the true believer
    from the fulness of his heart should do at least as well, or even
    better.
    
    Two Kinds of Treasure
    
    “Lay not up for yourselves treasures on
        earth” (Matt. 6:19),
    
    but...
    
    “Lay up treasures in heaven” (v.
        20),
    
    for...
    
    “Where your treasure is, there will your
        heart be also” (v. 21).
    
    This is perhaps the most comprehensive and
    searching of all the commands of Christ, because it deals with the whole
    direction and motivation and purpose of life. Broadly defined, “treasures
    on earth” means anything related to this present mortal
    life.
    
    The natural way is to accumulate
    “treasures” of many different kinds. “Mammon” (v. 24)
    includes riches, material possessions, and pleasures. This desire to lay up
    treasures...this acquisitiveness (a nice word for simple greed!).... is so
    universally taken for granted that it is almost heresy to question it. It is the
    foundation assumption of almost all advertising. Even many
    “believers” consider it “foolish” and
    “impractical” even to try to imitate Christ in this respect, and
    they quote such passages as 1 Tim. 5:8 and Eccl. 9:10 with more than usual
    vigor, to help set “the proper balance”!
    
    How much impact does this command of Christ have
    upon us? Whether we consider job promotions, or “consumer goods”, or
    “the good life”, how many times have any of us made the conscious
    decision: “No! I will go no further. I have more than I really need
    already. I will not pamper myself!” Probably, for most of us, not nearly
    often enough. It is in our natures (and simply learning “the Truth”
    does not change our natures) to want “treasures” both in heaven and
    on earth, to seek both salvation and present advantage. It is so easy to forget
    that Christ specifically said we cannot have both: ”Ye cannot serve God
    and mammon” (Matt. 6:24).
    
    God wants us to be different from the world, with
    our minds on very different things. Of course, most of us must work, in one way
    or another, to provide for necessities. Certainly Jesus worked at a trade until
    the time came for his special mission. And Paul, as he moved about the
    ecclesias, found work from place to place so as not to be a burden to the
    believers. But for them these daily affairs had importance only insofar as they
    were related to eternal things. “Seek ye first the kingdom” (v. 33)
    was the rule of Christ’s life, and of Paul’s life. Is it the rule of
    our lives?
    
    “Do not be anxious about your life, what
        you shall eat or what you shall drink, nor about your body, what you shall put
        on” (verse 25). 
    
    It is a revolutionary concept, totally foreign to
    our natural inclinations. But Jesus does not bid us obey him without reasons. He
    gives, in fact, seven good reasons why this philosophy makes
    sense:
    
    (1) Verse 25: Life itself is more important than
    those things that sustain it. If our lives come from God and are held in His
    hand, then certainly, when we do our part faithfully in the “great
    adventure” of dedication and service, the lesser matters will be taken
    care of.
    
    (2) Verse 26: The birds do not make frantic
    provision. They do not worry or scheme or plan. And you, Jesus says, are much
    more important than they are (10:29-31).
    
    (3) Verse 27: “Which of you by being
    anxious can add one cubit to his span of life?”
    
    (4) Verses 28-30: If God takes such care for the
    flowers that will soon shrivel in the heat, will He not provide much better for
    you, His children, made in His image?
    
    (5) Verse 32a: The nations that do not know God
    worry and hoard riches. Surely you will not be like them!
    
    (6) Verse 32b: Your Heavenly Father knows what
    you need. He will not forget.
    
    (7) Verse 34: “One day at a time”:
    The world is such an evil place that we need as much of our mental resources as
    can be spared to face the spiritual trials of today. To borrow worries from next
    week is to overburden our capabilities and risk failure in spiritual
    pursuits.
    
    “For Thou art my
        God”
    
    We recognize that the “world”, even
    the nominally “Christian” world, does not heed Christ’s
    advice. But do we do any better, or are we swept up and molded into conformity
    with the world around us? This is an age dedicated to getting more and yet more
    money, in order to spend it on more and yet more selfishness: fine houses, fine
    foods, expensive trips, and the worship (yes, it is “idolatry”
    — Col. 3:5!) of car and garden and, last but not least, our own adorned,
    deodorized, tanned, and groomed selves! It is an age when millions succumb to
    the enticements of “health spas” and “country clubs”, to
    exercise, and diet, and build the new and improved “You”. One cannot
    help but draw the analogy to Isaiah’s ironic description of the idolator
    — who seeks out a tree trunk and cuts and shapes and polishes it into a
    natural beauty, finally to fall down and worship it:
    
    “Deliver me, for thou art my god”
        (Isa. 44:14-17).
    
    Different? Or the Same?
    
    What are our ambitions, our goals in life? Are
    they different from the world, or are they all too similar? Are our older folks
    eager for retirement, so they can take it easy and enjoy life? Are our
    middle-aged folks keen on “security”? Are our younger folks caught
    up in the “timetable syndrome” — get an education, get a good
    job, get married, get a house, “get ahead” — and each goal by
    a certain date, or they are falling behind? And if they — the young ones
    — are that way, whose example have they followed?
    
    What sets us apart from the masses around us who
    have no true hope? Is it enough that we believe differently, without living
    differently? Do we preach “separateness from the world” one day a
    week, and then live the other six days as though we were still very much a part
    of that world? In our pious preaching, do we even manage to convince ourselves
    that we are really following Christ’s example?
    
    “Lay not up for yourselves treasures upon
    earth.” The use of our money may be the touchstone, the truest indicator,
    of our heart’s desires. Why? Because the obtaining and the using of money
    makes up so great a part of our daily lives — we are always spending
    money! — so that our ordinary life must be much the same in nature as our
    ordinary ways of spending money. If we spend our money for purchases that appeal
    to pride or pleasure, then we are demonstrating in the most practical way
    possible that those characteristics have firm hold on our lives, to the
    exclusion of God’s truth. 
    
    Common Objections
    
    There are several common objections to giving
    money to help the poor. What is so attractive about these objections is that
    they masquerade as Scriptural, wise, and prudent — putting a “good
    face” on the greed that hides behind them:
    
    (1) “Since Jesus said, ‘The poor
        you have with you always’ (John 12:8), and we cannot change the world, why
        should we bother trying?”: But Jesus did not say, “Forget the
    poor because they are always there.” He said, in effect, “You will
    always have opportunities to help the poor.” When Jesus was present, his
    followers lavished gifts upon him, and they did well. But now that he is absent,
    we may forget that we can give gifts to Jesus just as well by helping his poor
    brethren. Who would ignore the needs of the Master? But now he sits at the right
    hand of God, and he can no longer use the cup of cold water, the food, the
    clothing. But someone else can!
    
    One of Christ’s parables was most explicit
    as to the grounds of rejection at his judgment. It is enlightening to note that
    the wicked were not rejected for holding some false doctrine. They were not
    rejected for failing to preach the Truth. They were not even rejected for
    neglecting to attend a specified number of ecclesial meetings. They were
    rejected because they ignored the simple, material needs of their brethren, and
    thereby they ignored Christ (Matt. 25:41-45)!
    
    (2) “If I am not careful and prudent
    (which really means “selfish”!) I may give charity to someone
        who does not deserve it, or someone who does not use it properly”:
    This is a common Christadelphian “worry”. And it sounds all too much
    like the businessman proclaiming to the board of directors the
    “virtue” of the preservation of capital. But in showing love for
    others through our material gifts, we are exemplifying the character of our
    Father in Heaven, who sends His rain on the just and on the unjust (Matt. 5:45).
    God loves us whether we deserve it or not. He loves us even when we definitely
    do not deserve it. He loves us even when we do despite to His grace and turn our
    backs on His outstretched hand. He is not “careful” or
    “responsibly prudent” about His gifts.
    
    (3) “By giving away my money (or the
    ecclesia’s money) I encourage others to be beggars and
        irresponsible”: But then, why should I ever forgive anyone? It will
    just “encourage” him to do wrong again. Or why should I give
    medicine to a sick person? It might just “encourage” him to get sick
    again.
    
    (4) “It’s more important to use
        our money in preaching the Truth than to give it to the needy”: This
    is the only one of these four common objections to charity that can stand up to
    any examination at all. It is true that to give a dying man the gospel is better
    than to give him a crust of bread. But it can hardly be denied that both could
    be useful!
    
    The only response to this objection is: If you
    really believe this, then do it! Do not be like the Pharisee who cried
    “Corban” when reminded that others could use his material help, and
    then when the need was past, kept his riches for himself
    anyway!
    
    The only other thing to be said here is that
    surely there are resources lying dormant which are sufficient for sizeable
    efforts on both fronts. At the absolute minimum, resources are available so that
    our own spiritual “family” at home and abroad need not suffer hunger
    and illness, while their “brethren” are well-off and with goods to
    spare.
    
    Christ gave everything, even life itself, for us.
    What can we give him? What “price-tag” do we put on our
    redemption?
    
    “Where your treasure is, there will your
        heart be also.”